Thursday, October 6, 2011
Wednesday, May 25, 2011
Thursday, May 19, 2011
I can't believe how much make up and beauty products I actually have. I also used to focus on what I didn't have, I was so stupid!I'd go to a make up store and think, gosh I don't have that blush or that lipstick, go to priceline and buy another restorative face mask or a moisturising hair mask.
Doing project 10 pan, I've been paying more attention to what I do have, and I have a lot of stuff. I think I honestly have enough tiny little conditioners, hair masks, treatments and gels to last at least 6 months, maybe enough body products to last 3 months and waaaaay to much make up.
Every day I'm making an effort to use a new product and to use something from my project 10 pan. I've even made a little beauty schedule for things like weekly manicures, face masks and hair treatments (at home of course) so I can actually use all the products that have been lying unused in my bathroom. To be honest, I'm having a lot of fun and I feel more spoilt then I ever did when I was buying the products and not using them.
I think everyone should have a little project this week to go into their bathroom cupboards and pull out something that's been pushed to the back of the cupboard unused and use it.
Wednesday, May 18, 2011
Hi everyone, sorry for the Radio silence, I ran out of pre-paid internet credit and instead of topping up with my credit card I was frugal and lived without the net for a week.
Of course I wasn't totally without the net, I still had my phone. I don't think I've talked about how much I love my new phone plan? It's the $29 Vodafone Pre paid flexi cap, you get 500mb of data AND free Facebook and twitter, I pretty much only use Facebook and twitter so I haven't chewed up my data allowance like I usually did on my old plan.
I'm still catching up with everyone's blogs but It's great to read how everyone's going. Maureen good luck with the restaurant!
It's pay day today Yay. I'm not putting as much as I wanted to into savings. I've had a dearer then expected phone bill $270, so glad this is the last time I deal with the monthly plan bill drama. I also needed to buy some winter clothes, on my credit card. Yeah I know I should have waited till pay week, but it is freezing here and I didn't even have a scarf, gloves or a beanie, and they're kind of essential in winter time. I told myself I could only use it as long as I paid it off in full at the end of the month.
It's not even winter yet and it's cold already, my apartment doesn't have heating and I thought I could survive as long as I rugged up and used a hot water bottle, but I was kidding myself, I need to buy a heater stat! I hate all this extra expenses though, I don't want to spend off my budget plan, I want to save as much as possible but as quickly as possible but I had to step back a bit this week and realise health and safety is more important that saving. I had a terrible year last year getting every cold and virus and I can't afford to have that many sick days this year. Don't worry though guys, I'm not going to go off on a spending spree, I've been researching and I think a small oil radiator should be fine, they're the safest and the cheapest to run compared the the electric radiators. If I set aside $200 for it I should be fine.
Enough about me, how are you guys going? What's new?
Oh and I paid off my parent's loan so I am completely debt free!!!!
Friday, May 13, 2011
Sunday, May 8, 2011
Saturday, May 7, 2011
Friday, May 6, 2011
Thursday, May 5, 2011
Wednesday, May 4, 2011
Monday, May 2, 2011
Isabella Rosselini My Manifesto Perfume
Viva Glam Lady Gaga Lipstick
Garnier Fructose Intense Anti Fading conditioner
Maybeline Pulse Perfection Mascara
Gorgeous Cosmetics - red lipstick
Gorgeous Cosmetics liquid foundation
Gorgeous Cosmetics Powder Foundation
MAC Paint pot painterly
MAC Pigment Chartreuse
Simple Hydrating facial moisturiser
I always work best with goals so this will hopefully help me curb those makeup lemmings everyday I walk past MAC.
Sunday, May 1, 2011
Saturday, April 30, 2011
The Royal Wedding was amazing! I went to a friends house for a Royal Wedding party and we ate a very posh(sarcasm) dinner of KFC and Champagne.
Friday, April 29, 2011
Thursday, April 28, 2011
Tuesday, April 26, 2011
2. Today I am thankful the 5 day weekend is over tomorrow, this sounds a bit sick but I am so bored!
3. Money can’t buy happiness. One free thing I did last week that made me happy was staying in the other night and drinking a cup of tea and watching dvd's.
4. I will consider this week a success if I do not stress out at work.
5. My favorite TV show growing up was EVERYTHING! Rugrats, Aah Real Monsters and The Adventures of Alex Mack are the main ones!
Monday, April 25, 2011
Sunday, April 24, 2011
Friday, April 22, 2011
Wednesday, April 20, 2011
Monday, April 18, 2011
Sunday, April 17, 2011
Friday, April 15, 2011
Sunday, April 10, 2011
Tuesday, April 5, 2011
Thursday, March 31, 2011
Wednesday, March 30, 2011
Tuesday, March 29, 2011
2. Today I feel in control of my money. I'm definitely loving the cash envelope system instead, It's helping me visualise where my money is going.
3. Money can’t buy happiness. One free/inexpensive thing I did last week that made me happy was I took my best friend on a tour around the Queen Vic markets, we didn't spend a thing but it was fun to walk around and see things.
4. I will consider this week a success if I clean my apartment, completely.
5. The last time I had a good nap was maybe when I was a kid, I don't really have naps.
Monday, March 28, 2011
change bed sheets
clean lounge room
put away clothes
take garbage out
There's not much point to to this blog, I just need a list to cross off as I clean.
Friday, March 25, 2011
Wednesday, March 23, 2011
I've had a re-think of my spending process this fortnight and I've decided to trial a cash envelope process for my "non bill" expenses. I'm going to keep cash envelopes of how much money I've allocated to food, entertainment, health and beauty and gift expenses. All my bills will still stay in their usual bank transfers but I'm hoping this new process will help me get more of a handle on my expenses so I can limit the overspending. I went to
I've done a rejig of this fortnights budget as well to factor in my medical bill and also some extra entertainment expenses because my best friend and her boyfriend are coming down for the weekend and I need to do the tourist thing and show them around and that's going to cost me. I've also allocated a gift expenses fund because my work loves birthdays and nearly every week we get called on to "donate" money to presents this past fortnight I've been paying my donations with spare change I had in my drawers and not allocating it to my spending, but it's time to factor this into my expenses.
I would just like to note as well my rent is paid monthly but every fortnight I need to allocate the money out of my budget to make sure I don't spend it!
I was only planning to keep only the food, entertainment and gifts in cash however when I went to the ATM today I failed at maths and withdrew $210 instead of $190 so I'm still tossing up between going to the bank and depositing the money back into my account or just keeping the $20 in a cash envelope for the house fund category.
The one thing I am unsure about is how will I be able to snowball any unspent money from these envelopes? Do I keep the money in a jar and deposit back into my bank account when it gets big enough our do I cary it over to the next fortnights envelope? Has anyone else had any success with the Cash envelope system? Does anyone have any feedback or advice?
Thursday, March 17, 2011
Monday, March 14, 2011
Sunday, March 13, 2011
Thursday, March 10, 2011
Wednesday, March 9, 2011
2. Today I feel hopeful towards money.
3. Money can’t buy happiness. One free/inexpensive thing I did last week that made me happy was I cleaned my kitchen. Don't laugh but as much as I hate cleaning I love the feeling of a clean house afterwards.
4. I will consider this week a success if I..... I don't know right now.
5. My guilty pleasure TV show is Keeping up with the Kardashians. Yeah you're judging me, but I love them!
Tuesday, March 8, 2011
So one mistake I made when I was first getting into budgeting/frugal living was to bulk buy. I read so many blogs that promoted this method of saving food money that I became super eager and would always look out for bargains, I didn't consider that these blogs were written by mothers and couples, not by single people. For me it was a waste of money to buy a 2kg bag of potatoes for only $3 or the 2 for 1 carton of milk or the 1.7kg bottle of sundried tomatoes because I could never use them before they spoilt. I'd end up with a half full mouldy pile of tomatoes, sour milk and my 1.7kg bottle of sundried tomotaoes? I've only used 1 quarter in 3 months and they're starting to get a funky smell.
I'm not saying bulk buying is bad for single people but I'm saying its not the be all or the end all of frugal living. I buy in bulk my non perishables like flour, sugar, tea, UHT milk, canned goods. I have considered buying beans and brown rice but I don't think I could finish the rice before it spoiled and I'd probably get bored of the bulk beans and push them to the back of the cupboard. For fruit and vegies I go to the prahran markets or Queen vic markets and try to only buy what I need. This for me is living frugally and within my means.