What I learned last night

Last night I learned champagne and the macbook trackpad do not mix. Don't stress though! I also learn't if you cover said trackpad in rice for a day it will draw the moisture out and the trackpad will be back to new.

Today was payday, the majority of my pay is going straight to my rent so it's a frugal fortnight this time. I transferred $100 to my parents today as per our loan agreement. I have $1o0 left to go and I will be 100% certifiable, completely debt free. I wanted to give an extra $200 to my mum to pay back the "misc" money she gave me when I first moved but she won't let me.

My mobile phone contract finishes this month so I called the company tonight and cancelled my contract. I'm going to a $29 monthly prepaid account and cutting the internet off my phone. I've realised I do not need the internet and I can survive 8hours without checking my Facebook.

This is going to be a boring fortnight sorry guys, I'll be staying in, being frugal and doing nothing.

Updated sidebars/Down to 3 digits!

So I noticed my pay came in early tonight so I decided to pay my bills so I could update my sidebars!

I would really like to bring to your attention to my credit card debt which is now $972.89, I've broken the $1000 barrier!!!

It was easy to get the debt down to this much, I always do this, I've been doing this for the past 6 years, running my credit card debt up and then paying it down, my real challenge this time is to keep it down for good, no more one off "small" purchases and my credit card stays at home. I've decided for know to keep my limit at the $1500 mark and keep the credit card around because I am going to need it in the future to buy overseas plane fares and things like that.

I'm also happy I have $300 left to pay back my parents on their loan but I've decided to pay back an extra $200 which my mother gave me as a gift to pay for misc items I needed for my new place. I figured it's time to stop relying on my parents for everything and my Mum could really use the money right now.

EDIT

I've decided to change my savings account right now to an emergency fund. Once the emergency fund reaches $1000 I will start a separate savings account for travel savings. Eventually when I go to travel I will roll my emergency fund into my savings account or keep it as an emergency fund to have while I travel and maybe have enough for a ticket home or something in there.

1 week till payday

So it's one week till payday and my bank balance is depressing.

Last weekend was like a spending fiasco of sick, doctors, medication then shopping to make myself feel better.

It's lucky that my $1400 tax return came in on Tuesday, I transferred $1000 straight onto my credit card and I've kept the other $400 for the phone, internet, gas, mobile phone bills that are all due this week.

I've also been off sick 4 days this past week and 2 will be unpaid sick leave because I didn't have enough sick leave saved up thanks to the amount of colds I've been getting this winter. So even though i'm getting paid next week it will be substantially lower than what I'm used to so my budget is going to be pretty tight over the next 3 weeks.

I think over the next 3 weeks I need to implement a spending on entertainment freeze. I have friends birthday on saturday night that I really can't cancel on. I know she's just planning drinks so I could just go for one then come home, or drink water.

What do you do in social situations when you can't afford to spend up like everyone else is?