Showing posts with label spending ban. Show all posts
Showing posts with label spending ban. Show all posts

Sunday, May 1, 2011

I want to go Shopping!

I don't know whats wrong with me! I've paid my Credit Card off and I have no money in my savings account left to spend but all I want to do is go shopping.

I've looked at ebay for wigs, I've walked into MAC and played with the makeup and I nearly walked into JB HiFi to look at the DVD's but I stopped myself. I guess that good thing is that I haven't spent any money yet but that little spending voice in my head is starting to justify unnecessary purchases.

I don't think I have a spending addiction but I just love to shop and buy new and shiny things. It also doesn't help that I live in an inner city apartment block that is surrounded by the biggest shopping street in my city.

My Friday Inspiration posts keep me motivated as does the thought of having money in my savings account and being debt free, but sometimes it isn't enough, sometimes I just want to buy something.

To try and curb my spending or my want of new things I'm going to use my unused and new beauty products and make up every day, I'm hoping this will be enough of a mind game to help me not feel "without". I also only use cash envelope system when shopping which also prevents any non-budgeted expenses because I can visualise where my money is coming from, "oh only $24 for an entire season of Friends, that $24 from the food budget, oh gosh no put it back!"

I'd really love some advice or even some tales from your own life? Do you guys love to spend and how did you curb the spending habits? Better yet, for the ones that are debt free now how did you stop yourself from wanting to go shopping to reward yourself!

Tuesday, February 15, 2011

4 week Spending ban

Alright it's time to get back in control of my spending. I've recorded my monthly spending and it's depressing I know I have some large bills coming up so from tomorrow I will be going on a 4 week spending ban, the rules are thus:

1. no spending outside groceries, rent and bills
2. time to get creative with entertainment if friends want to hang out I'll suggest something free, if they insist on lunch/drinks its ok to say no!
3. no spending!
4. I will try to update this blog daily with my progress. if not daily weekly.
5. from 16/02/2011 - 15/02/2011

Here we go!
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