I've read a fair amount of personal finance blogs and money articles that advocate both ways. Personally I'm leaning towards option 1, however I worry if by doing this I'm leaving myself open for trouble in the future Say for example if an unforseen expense comes up like a doctors visit or a higher then expected phone bill which leads me to then have to use my credit card to get through.
Hmm... I think now I'm leaning to option 2 instead.
What do you do?
I think I would be leaning towards option 2. It,s usually the unexpected that cause us to use the dreaded CC,s, so not only are you paying for the unexpected your also paying interest on it.
ReplyDeleteYeah, you're right. I don't like the thought of paying interest on something that I knew I should budget for but I didn't.
ReplyDeleteOption 2 it is.