Thursday, September 23, 2010

Current Situation

I got a bonus pay this week at work.

When I saw the amount of money in my account I instantly thought "Great I can finally buy a DSLR" after half a second though I realised I can actually put everything straight onto my credit card and pay a whole hunk of it off!

So without further ado I present to you all....

My Current Situation
Credit Card Debt $992.85
Centrelink Debt $517
Travel Savings $1004.97

Do you see that! My credit card debt is in the 3 digits! Now I can focus on paying a smaller steady amount off my credit card without being stung to hard by interest rates, everything seems a bit more do-able right now.

Since I made the lump sum payment onto my credit card I've been looking back on my purchases and what I've used this credit for and I've been unable to account for anything substantial to show for it. My brother who's horribly in debt has things like a big TV, laptop and a new couch, instead my purchases have been trivial entertainment based things like Going to the movies 1 day before pay day and paying it on credit and then saying "I'll pay it tomorrow when I get paid" except I never did.

I'm not saying my brothers debt is somehow better then my debt I just wish I had something to show for it all instead of a statement showing "$4.80 to Starbucks".


  1. No you don,t I think most people would be thrilled to see $4.80 to Starbucks. Well done on thinking debt first.

  2. Yeah, and I just reduced my credit card limit so I can exceed again!


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